Protecting Northern Minnesota homes, farms, and families with a personal touch since 1903
We are more than an insurance company — we're your community partners, invested in your success and peace of mind.
Manage your policy and payments with ease
Quick and secure online payments with multiple payment options
3% fee for credit card payments
Make PaymentFor over 120 years, Roseau County Mutual has been the trusted insurance partner for families and farms across northern Minnesota. We're not just another insurance company — we're your neighbors, committed to protecting what matters most to you.
As a township mutual insurance company, our policyholders are our owners. This means every decision we make is focused on serving you better, not distant shareholders.
"Insurance with integrity, service with a personal touch."
Years of trusted service
Serving Northern Minnesota
Experience the difference of truly local, member-owned insurance
You're not dealing with a call center hundreds of miles away. You're working with neighbors and friends who understand your community and your needs.
We employ local people, invest in local banks, pay local taxes, and support local charities. Your premium dollars stay in your community.
Quick response times and fair claims handling from people who know your situation and want to help you get back on your feet.
Broad, easy-to-read policies customized to meet the specific needs of Minnesota families and agricultural operations.
As a mutual company member, you have a voice in our direction through annual meetings and the opportunity to serve as a director.
Member-focused pricing means we're working for you, not outside shareholders. Get quality coverage at rates that make sense.
Authorized to provide insurance coverage in these counties:
"From the Canadian border to the heart of Minnesota's northland"
Connect with one of our experienced local agents today
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